925 South Kerr Avenue K2 Wilmington, NC 28403 (910) 791-1337
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Posts by Bill Gourville

Week 3’s Winner is Hannah Babatunde

Hannah Babatunde

The Correct Answer is: $314,827.00 Congratulations to Hannah Babatunde at Keller Williams for winning this week’s Mortgage Trivia. $314,827.00 is the “NEW” FHA mortgage limit for single-family housing in New Hanover, Brunswick, and Pender counties. If you or your customer only has a 3 1/2% down payment, they can qualify for a home valued at…

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Week Two’s Winner is Tom Sharpe

Winner Tom Sharpe

The answer is “NO”, but a borrower cannot have an ownership interest in any other property at the time of closing. Congratulations to Tom Sharpe (past customer) who correctly answered this week’s Mortgage Trivia. There are exceptions to this rule. The borrower may have an ownership interest in another residential property if they do not…

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This Week’s Winner is Gary Ellis

Winner Gary Ellis

The Correct Answer is the Federal Housing Administration Congratulations Gary Ellis from KW Realty for being the first winner in Bill’s Weekly Trivia Contest. The Federal Housing Administration is a United States government agency created in part by the National Housing Act of 1934. The FHA sets standards for construction and underwriting and insures loans…

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Bill was on WECT TV News

Bill on Wect

Bill was interviewed Friday, January 11, 2019 by Caroline Burkard on WECT TV News. Bill Discussed how the Government shut down is affecting the mortgage industry and people’s credit ratings. Check out what he had to say by clicking HERE or on the above image.

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TWAS WEEKS BEFORE CHRISTMAS,

“TWAS A FEW WEEKS BEFORE CHRISTMAS, WHEN ALL THROUGH THE OFFICE THE PHONE WAS RINGING WITH NEW APPLICATIONS; IN HOPES THAT WE COULD CLOSE BEFORE CHRISTMAS, WE HAD JUST SETTLED IN FOR THE NORMAL CLOSE, WHEN THE CUSTOMER SENT US ALL THEIR DOCUMENTS IN 24 HOURS, WHEN OUT AND ABOUT THE APPRAISER COMPLETES OUR ORDER IN…

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Great News! New Limits

Green Bulbs Christmas

GREAT NEWS! The Federal Housing Finance Agency raised the maximum conforming loan limits for mortgages eligible for acquisition or guarantee by Freddie Mac and Fannie Mae from $453,100 to $484,350. The Great News is you don’t have to wait. We are honoring the new limits NOW!

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Happy Thanksgiving

Thanksgiving

At this time of Thanksgiving, we pause to count our blessings. The freedom of this great country in which we live. It’s an opportunity for achievement. The friendship and confidence you have shown in us. For all of these things, we are deeply thankful. Our best wishes for a Happy Thanksgiving. Bill & Justin Our…

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Black Friday Special

Black Friday

Black Friday Special Up To $525 Credit Towards your Appraisal Fee Apply for a Mortgage with Atlantic Coast Financial Services today. We will give you up to a $525 credit towards your appraisal fee. ** For qualifying conventional loans only. Must Close on or before 12/31/2018.  Subject to change without notice.

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Relief Services

RELIEF ASSISTANCE

I would like to thank everyone who came to our 203(h) Disaster Loan Seminar Tuesday night  We all know someone who is struggling with damage from Hurricane Florence. A lot of groups are offering relief help. We have a webpage as a resource for the community with links to relief services available. If you have some information we…

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New Website

Globe World Wide Web

After months of planning at Atlantic Coast Financial Services, we are pleased to announce the launch of our brand new website! We have intended the website to be simplistic and easy to navigate so that you can find the information you need easily. We will be updating our blog to keep you up to date…

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