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925 South Kerr Avenue K2 Wilmington, NC 28403 (910) 791-1337
Office Hours Monday-Friday 8:30-6:00 Weekends by Appointment

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CON.FU.SION “the state of being bewildered or unclear in one’s mind about something.” According to a survey from Fannie Mae, most people * Overestimate the minimum credit score necessary to qualify for a mortgage. * Overestimate the minimum down payment necessary to qualify for a mortgage. * Remain unfamiliar with low down payment programs. Sound…

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Labor Day 2019

Property is the fruit of labor; property is desirable; it is a positive good in the world. Abraham Lincoln We hope you have a safe and happy Labor Day. Thank you for allowing us to assist you in acquiring your property. Our Office is closed on Labor Day. Justin & Bill Atlantic Coast Financial Services…

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The Financial News this Week has been Wild.

The financial news this week has been wild. Wall Street tumbles! Trade wars! Tariffs on and then off!  Yield curve inverts! Bonds going lower! Use of the R-word, Recession! Where does that leave Mortgage Rates? Mortgage rates haven’t been generally lower since 2016. With our 38 years of combined experience, we have Been There and…

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Independence Day 2019

Have a Safe & Happy 4th of July Bill & Justin We will be open on Friday, July 5th. (910) 791-1337

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Homeownership the American Dream

With the 4th of July coming up we thought of how homeownership is an essential part of the American Dream. With the current low-interest rates, now might be the time to become a homeowner. Let us help you achieve your American Dream. We will use our combined 38 years of experience and network of lenders…

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Get Yorself Pre-approved

Shopping for a New Home

Shopping for a New Home? Getting a mortgage pre-approval makes home shopping easier. Here are some of the advantages: Peace of mind knowing you are approved. Save Time by looking at homes in your price range. Make an offer with confidence. You can close faster. Call Bill or Justin to discuss getting pre-approved or click…

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Rates are Low

Mortgage Rates have Plummeted!

Mortgage rates have plummeted to the lowest rates in 17 months. Now is the best time to get qualified for a mortgage and lock in a low rate. We’re Brokers so we can shop for the best rate and product for your customer. Click Here to Checkout Our Rates. We’re Better for LOW RATES!

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WE say YES when Others Say NO

WE’RE BROKERS. WE say YES when Others Say NO WE’RE BETTER. In the last three months, six of our closed loans were told NO by other competing Lenders. Most got the bad news after they were halfway through the loan process. All these Customers had unique circumstances to handle. Some were credit related, but most…

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Want to save Money and Time on Your Home Purchase?

Want to Save Money and Time on Your Home Purchase? You may be eligible for an Appraisal Wavier. This will allow you to eliminate the worry of a low appraised value and SAVE hundreds of dollars on the Appraisal Fee. You should be able to close faster also. Click Here to Find out if your…

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Happy Memorial Day

Happy Memorial Day

Have a Safe Memorial Day. Our office is closed on Monday, May 27, 2019.  

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We're Brokers. We're Better.

We’re Brokers. We’re Better

Big banks can be a big hassle. They only sell their own mortgage products, often have higher rates. They aren’t required to disclose all products and terms available to consumers. We’re mortgage experts. We work with several lenders and can offer your clients: Lower Rates More options Faster closings Personal Service Call Bill or Justin…

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