Since 1996 We have Provided Specialized Service and Pricing that Big Banks Cannot Match! Since 1996 We have Provided Specialized Service and Pricing that Big Banks Cannot Match! Since 1996 We have Provided Specialized Service and Pricing that Big Banks Cannot Match! Found Your next home to buy? Need to get pre-qualified? What do You do next? Buying a home is one of the biggest investments you will make in your lifetime. Each customer is different. There are many different loan types that can be tailored to meet your needs. Making sure you are informed and knowledgeable about mortgages is our goal and we will make sure you understand the different loan options for which you qualify. We will walk you through the steps and answer your questions throughout the loan process. We don't get paid for our services until your loan closes and you are a satisfied homeowner. Contact us today for a free consultation, even if we are a second opinion. Atlantic Coast Financial Services is available to help you find the right mortgage fit for you. Click to Apply! They have worked some miracles for buyers of mine that other lenders weren’t able to work through. Highly recommend! Shawn M Realtor The attention to detail that Bill provides during the process and the hospitality knowing the home buying purchase can be a sometimes frightening yet exciting time for most people sets Atlantic Coast Financial Services a step above the rest and second to none in the industry. Julia M Home Owner/Customer As a local Realtor in fast-paced, demanding market, having a lender that offers the latest products and competitive rates is of the utmost importance not only to me but to my clients as well. Bill is very detailed and thorough and is ALLWAYS in communication with the client. From offering loan types such as FHA, VA, conventional to even manufactured home loans at the most aggressive rates around. Atlantic Coast Financial is a sure go-to for home financing. Garrett M Realtor The team at Atlantic Coast Financial Services is great. Bill and Justin do an incredible job of taking care of my clients. My clients tell me how much they enjoy working with them and how much they save compared to the big box lenders. Greg C Realtor Latest Blog Entries Acronyms a Foreign Language November 7, 2019 Read More We take the SCARY out of Mortgages! October 31, 2019 Read More Fall Classic October 24, 2019 Read More Want to talk? Give Us a Call: (910) 791-1337 We will help guide you one on one through the complete mortgage process. GET STARTED TODAY!