“TWAS A FEW WEEKS BEFORE CHRISTMAS, WHEN ALL THROUGH THE OFFICE THE PHONE WAS RINGING WITH NEW APPLICATIONS; IN HOPES THAT WE COULD CLOSE BEFORE CHRISTMAS, WE HAD JUST SETTLED IN FOR THE NORMAL CLOSE, WHEN THE CUSTOMER SENT US ALL THEIR DOCUMENTS IN 24 HOURS, WHEN OUT AND ABOUT THE APPRAISER COMPLETES OUR ORDER IN…

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